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🎓 When the System Shuts You Out, Build Your Own Path
Why graduates need a GAME Plan for life beyond rejection It’s the question every graduate dreads: “What’s next?” For too many today, the...
Steve Conley
Aug 173 min read


Poverty and Crime in Britain (2020–2025): Trends, Austerity Impacts, and Interventions
Introduction From 2020 onward, Britain has faced significant socioeconomic challenges. The COVID-19 pandemic, followed by a...
Steve Conley
Jul 917 min read


The Cost of Conscience: My Journey Through the Pension Maze
Steve & Jessica's Wedding 20 June 2024 On 20/05/2025 Gary wrote: Hi Steve, Thank you for taking the time and effort to produce the...
Steve Conley
May 203 min read


Don’t Panic: Market Volatility Is Normal — Stay the Course
Today’s headlines may feel unsettling. News of Donald Trump’s tariff war causing sharp drops in global financial markets, and individuals...
Steve Conley
Apr 83 min read


Death-in-Service Tax Shock for Armed Forces: Why This Change Feels Like a Betrayal
Imagine giving your life to serve your country… and your family gets hit with a massive tax bill when you're gone. Sounds wrong, doesn’t...
Steve Conley
Mar 153 min read


Empowering Financial Futures: CISI Future Foundation Invests £250,000 in UK Charities
In a significant move to enhance financial literacy across the UK, the CISI Future Foundation has awarded nearly £250,000 to three...
Steve Conley
Feb 32 min read


5 Lessons: What If I Lived Till I'm 100?
Marion Bloom spends her days at study groups, where she learns languages and also enjoys painting and drawing Article by Lucy Andrews ...
Steve Conley
Jan 146 min read


Who’s the Best at Planning Your Life? You or TikTok?
Let’s face it. Life planning is a big deal. It’s your life, your dreams, your hard-earned cash. So why, oh why, would you let TikTok or...
Steve Conley
Dec 18, 20243 min read


Planning for the Collective: A Holistic Approach to Wealth and Well-Being
When engaging in holistic wealth planning, it is crucial to recognise that a client does not exist in isolation. A client’s life is...
Steve Conley
Dec 15, 20243 min read


When Youth Worklessness Needs a Game Plan
Youth unemployment is at a troubling high. Right now, 1.2 million young people aged 16 to 24 are neither working nor studying, a figure...
Steve Conley
Nov 13, 20246 min read


Coffee or Cash Comfort: Is Your Latte Habit Sipping Away Your Future?
Ah, the morning ritual. You shuffle into Pret or Costa, barely awake, mumbling your order like it’s a life-sustaining spell: "One flat...
Steve Conley
Nov 9, 20243 min read


Bridging the Advice Gap with Planning My Life: A Holistic Approach to Wealth and Well-being
At the Academy of Life Planning, we believe that the so-called "advice gap" isn’t what the financial industry makes it out to be. While...
Steve Conley
Oct 22, 20244 min read


We Work to Live: Financial Capital as a Means to an End, Not the End Itself
In today’s world, it’s easy to get caught up in the pursuit of financial gain. But let’s step back and remember: we work to live, not the...
Steve Conley
Sep 29, 20249 min read


Pension Wise Digital: Expanding Pensions Guidance for a Digital Age
The UK’s Money and Pensions Service (MAPS) has taken a significant step forward by launching Pension Wise Digital , a digital version of...
Steve Conley
Sep 9, 20242 min read


Empower Your Financial Future: How Planning My Life Can Help You Take Control
In today's fast-paced world, it's all too easy to feel overwhelmed by financial worries. In fact, recent research shows that one in five...
Steve Conley
Sep 3, 20243 min read


Embrace the Opportunity: Becoming Your Own Financial Adviser
If you've recently found yourself jettisoned by a financial adviser because your investments were deemed too low to be worth their while,...
Steve Conley
Aug 30, 20243 min read


Unlock a Balanced Life: Take the Kokoro Life Balance Scorecard!
Are you ready to discover a more balanced, fulfilling life? Our free quiz, "Empower Your Life with a Personalised GAME Plan," is designed...
Steve Conley
Jul 30, 20247 min read


Rising Mortgage Rates and Holistic Financial Planning: A Path to Sustainable Livelihoods
As the cost of living rises and mortgage rates climb, many people find themselves transitioning from a comfortable standard of living to...
Steve Conley
Jul 27, 20244 min read


The Imperative for Young Families to Secure Life Insurance, Income Protection Insurance, and Critical Illness Insurance
In today's volatile economic landscape, young families face numerous challenges, from the cost of living crisis to rising mortgage rates....
Steve Conley
Jul 23, 20243 min read


The End of No-Fault Evictions: What It Means for Landlords and Tenants
The UK is poised for the most significant rental reforms in a generation, promising greater protections for millions of tenants. The...
Steve Conley
Jul 23, 20243 min read
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